Terms & Conditions

1. What Afiyah is

Afiyah is faith-aligned education, wellbeing, goal-tracking and marketplace-support technology for Muslim women.

2. What Afiyah is not

Afiyah is not a bank, insurer, broker, investment manager, custodian, financial adviser, medical provider, legal adviser or fatwa-issuing body. Regulated services, where available, are delivered by appropriately licensed third-party partners.

3. Eligibility

You must be 18 years of age or older to hold an Afiyah account. Access for younger users, where offered, is only through supervised school or partner programmes.

4. Educational purpose

All content — including finance, wellbeing and religious material — is general education. It is not personal advice, diagnosis, legal opinion or a fatwa. You remain responsible for your own decisions, and should consult a qualified professional or scholar for your specific circumstances.

5. Noor and AI outputs

Noor can make mistakes. It is bounded by policy and citation requirements, but its outputs are not guaranteed to be accurate or complete. Consequential actions require your explicit approval. See the AI boundaries.

6. Community conduct

Women-only circles exist to be a safe space. Harassment, proselytising pressure, commercial solicitation and sharing another member's private information are grounds for removal.

7. Partners

Reviewed partners contract directly with you. Afiyah facilitates discovery and consented introductions; it is not a party to the service you receive, and does not guarantee outcomes.

8. Changes

These terms are versioned. Material changes will be notified in-product, and your acknowledgement recorded against the new version.