Non-custodial
The platform holds no funds. There are no fund-holding entities in the data model; partner integrations are read-only by design.
For Investors
Governance is architectural
Afiyah is a DIFC Innovation Licence technology company building governed infrastructure for the $4.4 trillion Islamic finance economy — designed around her.
Non-advisory
Noor's policy gate blocks advice-shaped actions. Low-confidence answers defer rather than assert.
Auditable
Append-only consent ledger, row-level security, provider-isolated verification, and a logged AI critique stage.
Design-stage honesty. The full architecture is a blueprint, not a description of deployed production systems. A simpler working prototype exists and is in active refinement ahead of the August 2026 UAE launch. Penetration testing and formal attestations are sequenced in the roadmap, and are not claimed today.
Implementation roadmap
2026 · pre-seed
Prototype → Launch
Core monorepo, Sisters web, consent ledger, feature-gated verification, first Noor domains.
2027 · seed
Compounding
Partner workspace, admin console, institutional integrations, wider Noor domains.
2028+
Institutional
Full domain set, audit-first configuration, formal security attestations.